• Credit Card Processing

The power of simplicity

In financial systems, simpler is better. If a single system can handle every aspect of a particular challenge, it’s easier and less costly to support, develop and integrate.

BPC’s Credit Card Processing is built on this philosophy. It links with core banking systems to provide every aspect of credit card accounting, offering a single platform for managing all credit products. And it frees banks and processors to create, launch and manage new credit card products with ease.

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Rapid implementation

Credit Card Processing solutions include a full set of out-of-the-box interfaces for core banking systems, simplifying and speeding up implementation. Once in place, the solution is able to automate processes from multiple external systems.


Full credit card cycle management in a single system

As well as offering real-time credit card authorization, the solution manages credit accounts, calculating interest and penalties, managing repayments and booking reserves. It interfaces directly with payment schemes and can operate in both credit host mode and in-house mode.


Fast innovation

Banks and processors are free to configure products and application processes the way they want, quickly. BPC’s solution makes this possible with easy-to-use design tools that use attribute inheritance and profile-driven capabilities for fast and cost-effective new product development.

Our solution utilizes the following SmartVista products

Switch

High performance, real-time authorization switching
With Switch from BPC, issuers, acquirers and processors can manage the fast-moving payments landscape and deliver the best levels of service to their customers.

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Cards & Wallet Management

Managing the complete customer relationship - In today’s fiercely competitive marketplace the key challenge in attracting and retaining cardholders is about delivering the product they want at a price they are willing to pay.

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Fraud Prevention

Protect Your Enterprise and Your Brand
BPC’s Fraud Prevention solution helps issuers, acquirers and processors detect and prevent fraud across all payment channels, in real-time.

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